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The Pub For General Automotive Related Talk |
View Poll Results: Would you use you're parents to get a powerful car? | |||
No, it's irresponable for a parent to do so |
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35 | 22.29% |
No, unexperienced drivers should drive appropriate cars |
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44 | 28.03% |
No, it's far too dangerous |
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5 | 3.18% |
Yes, I should be able to drive any car I want |
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73 | 46.50% |
Voters: 157. You may not vote on this poll |
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#1 | ||
Bring back the Phase
Join Date: Dec 2004
Location: Portland, Vic
Posts: 884
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Hi I was wondering what everyone's take is on signing a car in your parents name so you can drive high powered car at a young age...
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#2 | ||||
FF.Com.Au Hardcore
Join Date: Dec 2004
Location: Melbourne, Australia
Posts: 2,602
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#3 | ||
Bring back the Phase
Join Date: Dec 2004
Location: Portland, Vic
Posts: 884
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If you have you're P plates in Victoria you can legally drive you're parents car if you don't have one yourself can you not?
If you parents own a high powered car then you have no choice... |
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#4 | |||
XB in parts...
Join Date: Dec 2004
Location: Sydney
Posts: 2,890
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Quote:
Talking from an insurance perspective, if they find out its your car when its insured in your parents(or someone else's name for that matter), you're giving an insurance company free reign to cancel your policy due to misrepresentation.
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Daily Driver 2019 Ford Escape...looking for XR6T's. |
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#5 | ||
have you seen my marbles?
Join Date: Feb 2005
Location: land of oz
Posts: 570
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you are correct if it is the ONLY family car,
but if mum has a 4cyl FWD and drives it to work but dad has a high powered car of some description and you drive it to the shops and get pulled over legally you can get done for it.
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comfortably numb... |
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#6 | ||
XB in parts...
Join Date: Dec 2004
Location: Sydney
Posts: 2,890
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I might add if you're going to drive responsibly then you should be able to drive whatever you want.
If you care about your car you prob wouldn't want to take it into a pole at the first opportunity.
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Daily Driver 2019 Ford Escape...looking for XR6T's. |
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#7 | |||
Guest
Posts: n/a
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#8 | |||
Solution Was Boost 4?, 6 & 8
Join Date: Dec 2004
Location: Melbourne
Posts: 23,624
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Quote:
Once you have your P plates the Law changes to power to weight ratios, some funny system like that..
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[SIGPIC][/SIGPIC]
AUTOTECH TUNED EDELEBROCK CHARGED 2017 GT Mustang Plenty of RWKW |
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#9 | |||
XB in parts...
Join Date: Dec 2004
Location: Sydney
Posts: 2,890
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Quote:
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Daily Driver 2019 Ford Escape...looking for XR6T's. |
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#10 | ||
FF.Com.Au Hardcore
Join Date: Dec 2004
Posts: 5,644
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Doesn't matter if it's the only family car or not, you have to abide by the power to weight restrictions.
There are a few exceptions but you have to apply for them .. they aren't just automatic. |
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#11 | ||
Lucifer's Angel
Join Date: Dec 2004
Location: Sydney
Posts: 5,282
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My old car was in my father's name, as he already had a NCB, and multiple policy discounts.
When I got the XR6, only 1 place would touch it if I drove it, and the company I went with would only insure it if I was the registered owner. The companies get around it by using the youngest listed driver for the premium anyway, and they usually make it more expensive, to encourage people to be honest about who's car it really is. But I will tell you it was horribly depressing to have my dream car sitting locked up and unused for 3 weeks, while I rang around looking for insurance. :(
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If there's one thing guys in Holdens hate more than being beaten by a Ford... It's being beaten by a girl driving a Ford ![]() |
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#12 | ||
DJR TM#54
Join Date: Jan 2005
Location: on my p.c now with internet! ok i'll still use works internet too.
Posts: 2,248
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I did this with my frist car for the frist year. It was put in my parents name & the insurance so i got a 60% ncb straight up. It was cheaper to do this way, than the following year it was just my name on the car still with 60% ncb. Was a lot of my mate were unhappy that my parent did this & they had to start from sratch with insurance.
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When traveling to V8 Supercar rounds, i book through KYLEE MOLE Travel agents, She Goes, She Goes, She Goes & I just went. Now Zetec Powered. 1.6lt of madness. But the XR8 still remains ![]() |
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#13 | ||
not here much anymore
Join Date: Dec 2004
Location: Sthn NSW
Posts: 22,918
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I do this, my current car is in Dad's name and the next one will be too. I dont do it so i can drive a better car, i do it cos i refuse to pay the stupid amounts of money it would cost me to do it in my name.
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2024 F150 XLT
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#14 | |||
Lucifer's Angel
Join Date: Dec 2004
Location: Sydney
Posts: 5,282
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Quote:
I sent that on to the new insurer, and they started me on that.
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![]() ![]() Blueprint, manual, 4490's, Redback 2.5" dual exhaust, BA Typhoon rims, tint, fog light covers, BF tailights, blue illuminated window switches, Ghia bootlid carpet, lower grille, FPV door spears, steering wheel & interior bits, XR6T + F6 intake, K&N filter, Typhoon spoiler, tuned, sway bars, custom angel eyes & plates..YUM!
If there's one thing guys in Holdens hate more than being beaten by a Ford... It's being beaten by a girl driving a Ford ![]() |
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#15 | ||
Banned
Join Date: Dec 2004
Location: South East Melbourne
Posts: 6,156
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I'll always have the car in my name and will never let any potential offspring (scary huh?) get it under my name.
You want the car? Pay for it out of your own pocket. |
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#16 | |||
FF.Com.Au Hardcore
Join Date: Dec 2004
Location: ACT
Posts: 4,028
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Quote:
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Current Rides: 2000 AU 5L XLS ute; 1970 Mustang project |
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#17 | |||
not here much anymore
Join Date: Dec 2004
Location: Sthn NSW
Posts: 22,918
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2024 F150 XLT
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#18 | ||
......
Join Date: Jan 2005
Location: Kalgoorlie
Posts: 107
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My car is in my name, but insurance is under my dads name with me as promary driver... im pretty happy with that. When i turn 21 (on thursday
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#19 | ||
The Goodz' PR Manager
Join Date: Dec 2004
Location: Geelong
Posts: 1,455
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My car and my insurance is all under my name, I seriously contemplated putting it under Mum's name. Most people will let you say someone else was driving if you have a car accident, but I decided it was safer to not work on what "most people" would do.
Insurace costs me an absolute fortune, but atleast I know I'm fully covered regardless.
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It's GREEN!
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#20 | |||
Afterburner + skids =
![]() Join Date: Dec 2004
Location: Skidsville
Posts: 12,122
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Quote:
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Speed Kills. So buy an AU XR8 and live forever. Oo\===/oO |
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#21 | ||
not here much anymore
Join Date: Dec 2004
Location: Sthn NSW
Posts: 22,918
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yep, thats how mine is setup too.
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2024 F150 XLT
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#22 | ||
meow
Join Date: Dec 2004
Location: Where the Pirates are.
Posts: 2,744
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From insurance point of view, i had to get my car in my parents name, tho it isn't exactly a "high powered car" it was the only way i could get it. But from the vic laws, this should not be used as a way to get into a hi-po car...
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#23 | ||
White Lightning
Join Date: Dec 2004
Posts: 1,870
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yeh my xr6 is under the rents name and im the 3 times a week driver :P. lowest quote was like 1400 a year and i wasnt gonna cop that. thing is even though im only paying 600 PA now the excess is 1400 so im careful some of the time.
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#24 | |||
Banned
Join Date: Dec 2004
Location: South East Melbourne
Posts: 6,156
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Quote:
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#25 | ||
Afterburner + skids =
![]() Join Date: Dec 2004
Location: Skidsville
Posts: 12,122
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But I am paying the costs, its just that my costs are a damn sight cheaper by finding said shortcuts.
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Speed Kills. So buy an AU XR8 and live forever. Oo\===/oO |
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#26 | ||
Formerly Black EX-R6
Join Date: Jan 2005
Location: Earth
Posts: 1,265
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Yeah, you are paying the costs. And you are missing his point. Your paying cheaper costs than you should be and thus are able to afford a car you wouldnt have been able to. Hence you are not paying for the car as you should be.
Also, this affects insurance premiums as a whole as for everybody doing this getting cheaper insurance there will be a certain percentage that have to claim and this drives up insurance premiums. Sure, you would still claim if you insured in your name but you would have higher premiums and higher excesses to pay lowering the amount the insurer loses. Insurance companies to get around this should find out the youngest age of the insured driver for that vehicle and charge as if that driver is driving it all the time.
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""It's not the ideal way to win, but we got here, so yeah baby," said Kelly." Stinking, mongrel, dog. |
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#27 | ||
Formerly Black EX-R6
Join Date: Jan 2005
Location: Earth
Posts: 1,265
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Plus...
What happens with stamp duty. You buy a car and put it in your parents name and pay the stamp duty. When your finally ready to be independant and accept the costs associated with owning a car you will have to transfer the car back into your name and pay stamp duty again. You should not be able to insure a car that is not in your name. Period. I would have thought this was already the case but freezer's case shows otherwise.
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""It's not the ideal way to win, but we got here, so yeah baby," said Kelly." Stinking, mongrel, dog. |
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#28 | |||
FF.Com.Au Hardcore
Join Date: Jan 2005
Posts: 3,918
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#29 | ||
Blueprint Beast
Join Date: Dec 2004
Location: Melbourne Berwick AUSTRALIA
Posts: 1,077
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The funny thing about it is that a Learner can drive a GT for example but when he or she get their licence then they can't and are restricted to the less powerful cars.
Cheers John
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FPV & XR Owners Club of Victoria Leather seats, Premium sound, Sunroof, Satellite Navigation, Reversing sensors, Herrods lowered suspension, Full stainless steel Quad exhaust system, Helix spacer,Open mouth cold air induction,Uni Chip,BMC air filter |
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#30 | ||
Formerly Black EX-R6
Join Date: Jan 2005
Location: Earth
Posts: 1,265
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Well, thats definately a contradiction. But I think the point with that is you learn to drive whilst supervised and in your parents car (most times). "IF" your parents dont own a low powered car they should not have to buy a car just for their kids to learn in. So whilst on their L's they can learn in their parents car, but once they get their licence they should get their own car.
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""It's not the ideal way to win, but we got here, so yeah baby," said Kelly." Stinking, mongrel, dog. |
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