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28-06-2023, 02:52 PM | #2731 | |||
The 'Stihl' Man
Join Date: Jan 2005
Location: TAS
Posts: 27,585
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Quote:
Currently renting a 4 bedroom house, ~3-4 years old and the walls are paper thin its a joke. Normal cookie cutter style modern house.
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28-06-2023, 03:30 PM | #2732 | |||
FF.Com.Au Hardcore
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28-06-2023, 09:41 PM | #2733 | ||
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LMAO...heard odds longer than that in the last few months.
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29-06-2023, 06:00 AM | #2734 | ||
FF.Com.Au Hardcore
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‘Heard’, that is the key word.To be taken with a grain of salt.CBA is saying(as I alluded to) 1 in 4 chance.
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29-06-2023, 09:07 AM | #2735 | ||
FF.Com.Au Hardcore
Join Date: Feb 2005
Posts: 5,070
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1 in 4 isnt preposterous. I'm not sure what some people are smoking when they say a 50 basis point increase is absolutely what's next and is needed. It's obvious inflation has peaked, and it didnt even peak as high as it did elsewhere, yet we have had some of the most severe rises in the world. I'd be surprised if we see too many more rises now that a recession is almost certain. Cuts by the end of the year.
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29-06-2023, 09:42 AM | #2736 | ||
FF.Com.Au Hardcore
Join Date: Jul 2005
Location: Melbourne
Posts: 6,918
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The experts can't even agree amongst themselves what the RBA might do. Banks have different forecasts, and they keep changing. Reckon the guvnor is likely to give the two finger salute as he walks out the door in 2 months, so I'm bracing for a couple of smaller rises between now and then.
Heard an economist raise an interesting scenario the other day. Inflation is at 6-7% but unemployement is near an all time low. I think RBA have said we might need unemployement at 4-5% to help bring inflation back. So the question the the economist posed was....and assuming the current inflation is purely demand driven.......would the people be willing to live with high inflation for 2-3 years (keep in mind its cumulative), but have everyone in a job? Or would people be prepared to see hundreds of thousands of people start losing their jobs, but bring inflation back more quickly?
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~~~~~~~~~~~~~~ Rides (past and present) Current: 2004 Ford Falcon 5.4L 3v Barra 220, Manual Past: Mitsubishi Sigma (m), Toyota Seca (m), Toyota Seca SX (m), Toyota Vienta V6 (m), Toyota Soarer 4L v8 (a), BA XR8 ute (m), T3 TE50 (m), BMW Z4 (m) AFF motto - If contrary views trigger, please use ignore button. |
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30-06-2023, 04:32 PM | #2737 | |||
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(How's that Gasolane?)
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30-06-2023, 07:29 PM | #2738 | ||
FF.Com.Au Hardcore
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Location: Canberra
Posts: 13,434
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My broker finally got back to me saying they were off last week but that it's been two weeks.. Repeated back **** I already know and call me to setup a meeting.
I asked for a rate reduction not for a refinance and I make it clear that if I refinance it is not going to be with them. So now there is incentive for both the lender and the broker to actual earn the ****ing commission they are paid for and see what we can get without the paper work BS |
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30-06-2023, 08:47 PM | #2739 | |||
Former BTIKD
Join Date: Mar 2005
Location: Sunny Downtown Wagga Wagga. NSW.
Posts: 53,197
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Last edited by GasoLane; 01-07-2023 at 06:57 PM. |
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30-06-2023, 08:47 PM | #2740 | |||
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~~~~~~~~~~~~~~ Rides (past and present) Current: 2004 Ford Falcon 5.4L 3v Barra 220, Manual Past: Mitsubishi Sigma (m), Toyota Seca (m), Toyota Seca SX (m), Toyota Vienta V6 (m), Toyota Soarer 4L v8 (a), BA XR8 ute (m), T3 TE50 (m), BMW Z4 (m) AFF motto - If contrary views trigger, please use ignore button. |
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30-06-2023, 09:21 PM | #2741 | |||
FF.Com.Au Hardcore
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Quote:
They are paid the commission so I'm going to put the pressure on them to try to get me a good rate and if not then I'm going back to him if I have to refinance. No way I'm going to do it with them. |
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01-07-2023, 06:15 AM | #2742 | ||
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04-07-2023, 03:25 PM | #2743 | ||
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You were saying?
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04-07-2023, 05:24 PM | #2744 | ||
Bolt Nerd
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04-07-2023, 06:33 PM | #2745 | ||
FF.Com.Au Hardcore
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04-07-2023, 07:47 PM | #2746 | ||
Donating Member
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To br fair, zilo wasn't the only one saying that the RBA would put up rates today. I understand the big banks were split on the decision, too.
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04-07-2023, 08:52 PM | #2747 | ||
The 'Stihl' Man
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Location: TAS
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And you can spin it how you like the options are 50/50
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05-07-2023, 06:31 PM | #2748 | ||
Ford screwed the Falcon
Join Date: Sep 2013
Posts: 7,224
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House in my street which went on the market at the end of March is finally showing under offer. The seller dropped the asking price by almost $100,000. What is the average time for properties to sell at the moment?
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Falcon: 1960 - 2016 My cars Current ride 2016 FG X XR6 - 6 speed manual Previous rides 2009 FG XR6 - 6 speed auto 2006 BF MkII XT ESP - 6 speed auto 2003 BA XT V8 - 5 speed manual 1999 AU Forte - 5 speed manual 1997 EL Fairmont - 4 speed auto 1990 EAII Fairmont Ghia - 4 speed auto |
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05-07-2023, 06:34 PM | #2749 | ||
Critical Thinker
Join Date: Jan 2005
Location: Adelaide
Posts: 20,375
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Depends on the area. Sounds like old mate on the end of your street was possibly over inflating his market value to try and cash in on the ignorant impulse house spending and people saw through it.
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"the greatest trick the devil pulled, is convincing the world he doesn't exist" 2022 Mazda CX5 GTSP Turbo 2018 Hyundai Santa Fe Highlander 1967 XR FALCON 500 Cars previously owned: 2021 Subaru Outback Sport 2018 Subaru XV-S 2012 Subaru Forester X 2007 Subaru Liberty GT 2001 AU2 75th Anniversary Futura 2001 Subaru GX wagon 1991 EB XR8 1977 XC Fairmont 1990 EA S Pak 1984 XE S Pak 1982 ZJ Fairlane 1983 XE Fairmont 1989 EA Falcon 1984 Datsun Bluebird Wagon 1975 Honda Civic |
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05-07-2023, 06:46 PM | #2750 | ||
FF.Com.Au Hardcore
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But, but ‘I need’ that amount to purchase my next squillion dollar home! Market dictates as always.Well remember about 2 years or so, we were looking at a new home,at the time it was priced I think from memory around $1.35 mil mark.A buyer offered $1.285, builder knocked it back,sat on the market for nigh on two years, eventually went for $1.16 mill.Typical builder.They always say your first offer is usually your best.
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05-07-2023, 07:05 PM | #2751 | ||
DIY Tragic
Join Date: Apr 2018
Location: Sydney, more than not. I hate it.
Posts: 22,362
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Around my area, most older places sell as development sites for $2,5-$2,9M within a fortnight of listing. They then build semis (5 bed, 3 bath, 2 car spaces) which each quickly sell for near the original price in entirety. That golden visa is a winning formula…
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05-07-2023, 07:15 PM | #2752 | |||
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05-07-2023, 07:51 PM | #2753 | ||
Former BTIKD
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06-07-2023, 09:55 AM | #2754 | |||
FF.Com.Au Hardcore
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Location: Port Lincoln, SA
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Quote:
If anyone in SA looking for a new broker i can pass you on his details. He's been super helpful on a number of accassions. Very efficient and up front.
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cheers Shaun Current SY FPV F6X Territory #214 Previous FG MkII G6E Turbo built by Heinrichs Performance and Tuning BFII FPV TORNADO #0021 351rwkw - Heinrich Performance and Tuning "Milk is for babies. When you grow up you have to drink beer" - Arnold Schwarzenegger |
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11-07-2023, 07:38 AM | #2755 | ||
If it ain't broke........
Join Date: Dec 2007
Location: Sunshine Coast Qld
Posts: 18,717
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https://www.abc.net.au/news/2023-07-...loan/102557726
Going to get interesting shortly..............
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11-07-2023, 09:13 AM | #2756 | |||
FF.Com.Au Hardcore
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11-07-2023, 09:58 AM | #2757 | |||
FF.Com.Au Hardcore
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11-07-2023, 10:27 AM | #2758 | |||
FF.Com.Au Hardcore
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Location: Melbourne
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Quote:
Cliff is supposed to start end of July. The rba raising rates steeply without seeing what impact its going to have, is what is having economists twitching.
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~~~~~~~~~~~~~~ Rides (past and present) Current: 2004 Ford Falcon 5.4L 3v Barra 220, Manual Past: Mitsubishi Sigma (m), Toyota Seca (m), Toyota Seca SX (m), Toyota Vienta V6 (m), Toyota Soarer 4L v8 (a), BA XR8 ute (m), T3 TE50 (m), BMW Z4 (m) AFF motto - If contrary views trigger, please use ignore button. |
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11-07-2023, 12:16 PM | #2759 | ||
Critical Thinker
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Location: Adelaide
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this scenario reminds me of the sub prime mortgages in the US in 2008. I know it's a little different, but you will see people squatting or walking away from their homes because they cannot make the repayments. Recession will be officially in full effect if that happens and banks cannot take that many people to court or remove them from their homes without substantial cost. What then?
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"the greatest trick the devil pulled, is convincing the world he doesn't exist" 2022 Mazda CX5 GTSP Turbo 2018 Hyundai Santa Fe Highlander 1967 XR FALCON 500 Cars previously owned: 2021 Subaru Outback Sport 2018 Subaru XV-S 2012 Subaru Forester X 2007 Subaru Liberty GT 2001 AU2 75th Anniversary Futura 2001 Subaru GX wagon 1991 EB XR8 1977 XC Fairmont 1990 EA S Pak 1984 XE S Pak 1982 ZJ Fairlane 1983 XE Fairmont 1989 EA Falcon 1984 Datsun Bluebird Wagon 1975 Honda Civic |
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11-07-2023, 12:33 PM | #2760 | |||
DIY Tragic
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