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Old 18-01-2006, 12:14 AM   #13
Pedro
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Join Date: Oct 2005
Location: Hervey Bay
Posts: 4,195
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Quote:
Originally Posted by Sox
Why?

If someone doesn't wish to have insurance that's there choice.
I have a very good friend in QLD who insures nothing. His answer is simple and always the same, if it's his fault he'll pay, however he'll be damned if he'll pay for insurance which he may never use.

Rick.
Your friend is a selfish jerk. It's not that simple. I'll give you an feasible example so you don't have to tax your friend's brain too much. What if he causes an accident that involves a self employed person who uses his vehicle for his work, and put's that person's vehicle off the road for a period of time or writes it off. Does your friend have the funds, ability, or inclination to pay for;
a) the repair or payout of the other vehicle?
b) the person's income/loss of profit while their car's out of action?
c) any tools of trade damaged in the other person's vehicle?
etc. etc. there are many other scenarios that spring to mind.
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