It all depends on what your priorities are in a car. IMO, for $24,990 RRP, it's pretty good deal. No other brand new cars can give you as much fun as the XR4 for less than $28,500. Polo GTI might be a close second, but we won't go there today.
In a nut shell, the XR4 is like a WQ Zetec that's in a very bad mood.
If you look at the competition :-
-Swift Sport
-Ralliart Colt
-Polo GTI
-C2 VTS
The XR4 just have more character & charisma and I wouldn't be surprized if it's faster on the track than the cars above.
It might be a 5-yr old car, but it still looks cool today and will look great in 5 yrs time (btw, have you seen any of the next gen. "Fiesta" pics?).
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